Professional indemnity insurance

Professional indemnity insurance is becoming increasingly necessary given the fact that today more and more people are more willing to sue individuals and companies for perceived mistakes. Whether you're a professional contractor who runs a business or works individually on a freelance basis you need to make sure you have professional indemnity insurance in place. Your diligence when carrying out construction work of any description and the care you take to dispense good advice to your clients will mean that the chances of legal action being taken against you are slight. But accidents and mistakes are a fact of life and to make sure you wouldn't have to deal with the financial implications of one yourself make sure your contractors insurance policy comprises professional indemnity insurance.

Professional Indemnity insurance typically comprises public liability insurance, which is included as standard with all the policies you'll be offered through our site. If a member of the public is injured or their property is damaged in connection with your business – whether as a result of advice dispensed or work carried out by you/your business - a claim of negligence could be taken out against you. The legal costs you could incur in defending yourself against such a claim could be sky-high – as indeed could the amount of compensation demanded by the injured third party. Through our site you can include public liability cover in your professional indemnity insurance to the value of £1m, £2m or £5m. These indemnity limits might sound enormous but they reflect the cost of litigation today.

Professional indemnity insurance quotes

Building professional indemnity insurance into your contractors insurance policy couldn't be more straightforward. Just click on 'Get a quote', give us some personal details and information about your trade and business and we'll offer you a number of policies to adapt and choose between.