Public liability insurance

Public liability insurance comes as standard with all the contractors insurance policies available on our site. No matter how diligent and professional you are, as a tradesman working in the construction industry you'll be more than aware that substantial risks attach to your work. And those risks attach not just to yourself, so protect with public liability insurance. As you'll often be working on sites in close proximity to members of the public and public property you'll take care to avoid causing damage which could result in legal action. However, as we all know, accidents can happen when you're least expecting them to. It's these unexpected incidents in which third parties are harmed or their property damaged that can result in enormous litigation costs or amounts of compensation being demanded from the injured party. Having to meet these costs yourself could be extremely damaging, perhaps even ruinous, for your business. Public liability insurance exists to cover your liability in situations where you're liable to pay legal costs or to pay out compensation to a plaintiff and can be purchased at extremely competitive prices through our website.

Although public liability insurance comes as standard with all the contractors insurance packages offered by Groupama, AXA and Zurich on our site, you'll be able to fix the amount of this type of cover at the level you require. The minimum amount of public liability insurance available through our site will be £1m. A maximum amount of £5m will be available should you feel you need it with a mid-level cover option set at £2m. These may sound like huge amounts of money. But the legal costs incurred by defending a negligence claim can be enormous. In addition to the potential loss of gross earnings that your business may suffer and the amount of compensation you may be required to pay out to an injured 3rd party, a work-related accident could be a very costly affair. The generous levels of public liability insurance that are offered by the premium insurers featured on our site will give you the financial backing you need if an accident occurs at work. Please ensure you check the policy wording as different insurers public liability cover may vary.

Public liability insurance quotes

To browse amongst top liability insurance policies that featuring public liability insurance quotes as standard click on 'Get a quote'. You'll be able to view full policy details and set the amount of liability insurance at the level you require before making your purchase.