Liability insurance

Last year alone over £5bn was paid out by insurance companies for liability insurance claims. As a professional contractor you won't want to run the risk of having to meet potentially enormous legal costs yourself if a third party or employee sustains an injury in connection with work being carried out by our business. It is for this reason that purchasing public and employers liability insurance is an extremely good idea. There are two main types of liability insurance you'll need to consider when purchasing your contractors insurance policy: public and employers liability cover. Read on for further details of both. Through our easy-to-use online quote engine you'll be able to fix public liability insurance at the amount that's appropriate for your business and, if you need it, build employers liability cover into you contractors insurance policy.

Public liability insurance helps you deal with the unavoidable risks of your profession. As a professional contractor, whatever your speciality trade is you'll often be working on contract sites in close proximity to members of the public and their property. We realise that health and safety when at work will be one of your top priorities but accidents can happy any time. And if they happen to involve a 3rd party who is not associated with your business the costs of defending a claim brought against you could be extremely high. Through our site you'll be able to build public liability insurance into your contractors insurance policy to the value of £1m, £2m or £5m. The cost of a competitively priced premium will buy give you cover which will enable you and your business to cope with the costliest litigation.

Public liability insurance comes as standard with all the contractors insurance products available on our site. Once that's taken care of you'll need to think about whether or not you require employers liability insurance too. This is legally compulsory if you own and/or run a contractors business with one or more employees and fines for not purchasing it can be as much as £2,500 per day. This will cover you if an employee of yours becomes ill or injures themselves while carrying out work for your business. Attractively priced employers liability insurance is available up to the value of £10m through our site. And what's more it's available as an optional extra so if you don't require this type if cover you won't have to pay for it. Please ensure you check the policy wording as different insurers liability cover may vary.

Liability insurance quotes

The first step towards purchasing competitively priced public and employers liability insurance quotes is clicking on 'Get a quote'.