Business interruption

Business interruption cover exists to lessen the financial damage that your business could suffer if your premises are temporarily put out of action for some reason. As a professional contractor and business person the smooth day-to-day running of your company will be vital and you won't be able to afford to have long periods in which your income stream suffers disruption. Factors beyond your control, however, might sometimes result in normal business being temporarily suspended. Perhaps a leak renders your business premises unusable or the supply of gas, water or electricity is cut off for a period of time. In cases such as these the financial implications for your business could be severe. Business interruption insurance will give you financial support in situations like this and is available through the leading contractors insurance policies you'll be offered through our site.

Before purchasing business interruption insurance you'll need to check the policy document so you know what is excluded from the cover offered. The main types of construction insurance quotes you'll be offered, though, are as follows. Cover is available for loss that occurs because damage to property in close proximity to the business renders access to the premises difficult or impossible. In this case, the maximum amount payable is 25% of the sum insured. If your business premises have to be closed because of invasion by vermin or other pests or because of defective drains or other sanitation systems, you'll also be covered for associated losses. Again, the maximum amount payable will be 25% of the sum insured. And if the supply of electricity, gas or water to your business premises is cut off for some reason, you'll be insured for resulting losses (though not if the supply is cut off for less than 7 hours). Please ensure you check the policy wording as different insurers business interruption cover may vary.

Get a quote including business interruption

Compare contractors insurance quotes and you'll be able to add business interruption to your liability insurance quotes. Click on 'Get a quote' to purchase competitively priced business interruption cover.