Electrical contractors insurance

Electrical contractors insurance exists to protect you and your business if an accident happens when at work. We realise that the demanding and time-consuming nature of your working life means that time will be in short supply when you're looking for an electrical contractors insurance package. But the potentially hazardous tools and materials with which you're required to work will mean that you won't want to cut any corners when purchasing your electrical contractors insurance. Through our site you'll be offered a selection of the best contractors insurance policies currently on the market – and will thus be able to find electrical contractors insurance that meets the particular risks and demands of your trade.

There are many types of cover to consider building into your electrical contractors insurance policy. First, think about the nature of your particular trade and the demands of a typical working week. Once you have done this and assessed the specific risks against which you wish to be insured, you can then start to build your electrical contractors insurance policy on this basis. But the kind of cover which any professional tradesman needs will be included as standard in the policies you'll find on our site. Public liability insurance, for example, comes as basic and is available with indemnity limits of £1m, £2m or £5m. As a professional electrical contractor frequently working on the private property of your clients you'll need this cover in case an accident occurs and someone decides to take legal action against you.

Available as an optional extra from our panel of insurers is another type of liability insurance. You'll only need to build employers liability insurance into your electrical contractors insurance policy if you employee staff either full, part time or voluntary – in which case it's legally compulsory for you to have this cover in place. Fines for being discovered to lack employers liability cover can be up to £2,500 per day. The premium for electrical contractors insurance policies available through our site will offer you employers liability cover of up to £10m: an amount that accurately reflects the potentially enormous cost of litigation that could result from an employee injuring themselves in connection with your business.

Electrical contractors insurance quotes

To compare electrical contractors insurance quotes that you can adapt to the demands of your working life as an electrical contractor click on 'Get a quote'.