Contractors liability insurance

Contractors liability insurance is rapidly becoming an indispensable feature of any tradesman's insurance policy. As a professional contractor you'll often be working on large-scale projects on clients' private property. Your professionalism and attention to health and safety when at work will mean that accidents resulting in harm to third parties and/or damage to their property will be infrequent. However, the unexpected can always occur and it's for precisely this reason that we recommend purchasing contractors liability insurance.

Public liability insurance comes as standard with all the contractors liability insurance policies you'll find on our site. This kind of cover will protect you and your business should a member of the public be harmed or their property be damaged as a direct or indirect result of your work. Litigation costs incurred in defending a claim of negligence or paying our compensation to a third party can be huge: that's why you'll be offered the choice to take out contractors liability insurance to the value of £1m, £2m or £5m through our site.

You may also need to incorporate employers liability insurance into your contractors liability insurance policy. This is legally compulsory if you employee staff either full or part-time, fines for not having this kind of insurance can be up to £2,500 per day. Employers liability insurance provides you with financial backing if one of your employees sustains an injury in connection with working for your business. The safety and well-being of your employees when at work will be one of paramount importance to you as a professional contractor but accidents can always happen. For this reason it's a good idea to build employers liability cover into your contractors liability insurance. This kind of liability insurance is available up to the value of £10m through Compare Contractors Insurance: though this might sound like a huge sum, the legal costs incurred in defending a claim of negligence brought against you by an employee or in paying out compensation demanded by them could be considerable. To ensure you and your business wouldn't suffer financially in such a situation and for complete peace of mind, make sure your contractors liability insurance comprises employers liability cover.

Compare contractors liability insurance quotes online

To compare competitively priced premiums for contractors liability insurance and make a purchase click on 'Get a quote' and complete the online quote request form. Within minutes you'll be choosing between the best contractors insurance policies on the market.