Groupama contractors liability insurance

A constituent part of the Groupama group – one of Europe's leading mutual insurers – Groupama offers excellent levels of cover as standard in their contractors liability insurance quotes and many attractively priced optional extras to choose from.

Groupama recognise that public liability insurance constitutes a crucial component of any contractors insurance policy due to the unique risks of the profession (regardless of the particular trade). With their Optima Trade Plus policy public liability cover starts at £1m and can be increased up to the value of £2m or £5m. Products liability starts at £1m and can also be increased to the value of £2m or £5m.

Groupama contractors insurance provides excellent levels of cover for small contractors businesses. As you know if you own and/or run a contractors company with employees, employers liability insurance is a legal requirement and fines for not having it in place can be up to £2,500 per day. The basic limit of indemnity with the Optima Trade Plus policy is £10m for any one claim, which covers legal costs arising as a result of an employee of yours sustaining an injury at work. Groupama will also give you the option of extending cover to include injury to working partners.

Another highly attractive policy feature of Groupama contractors liability insurance is their business interruption cover. They understand that should your business premises become unusable or inaccessible as a result of unforeseeable damage the financial implications for your company could be severe. The Optima Trade Plus policy covers you for loss of gross income, loss or damage resulting from closure of your business premises due to vermin or pests and the failure of the public supply of electricity, gas or water (providing the failure is for more than 7 hours). Groupama's competitively priced business interruption cover will give you financial backing if the smooth running of your business by affected by damage to the premises.

Your contract works and plant – whether hired in or owned by you – can also be covered with a Groupama contractors insurance policy. All types of hired in or owned plant can be insured while on the contract site, at your premises (providing they're locked in a secure compound) or in transit to or from the site. Cover is available up to the value of the sum insured.

Groupama contractors liability insurance quotes

Our online quote comparison engine will allow you to adjust and tweak the excellent Optima Trade Plus policy that Groupama contractors liability insurance quotes provides. Click on 'Get a quote' to start the process.