Builders insurance

Your builders insurance will need to reflect the needs and demands of your working life. As a member of the UK's largest industry, construction, you and your 2 million colleagues provide an important and sought after service across a range of different specialist trades. And as a contractor you and your business will be responsible for taking on big projects for clients and will be expected to execute work to an extremely high standard. You'll be more than aware, however, that with big contracts come big risks and though you'll do everything you can to make sure health and safety regulations are closely observed at work, accidents are an unfortunate fact of life. Builders insurance – available at extremely attractive prices through our site – doesn't remove the possibility of work-related risk but it does mean that, if one does occur, you have sufficient financial backing.

A builders insurance policy isn't really complete unless it comprises public liability insurance. As a building contractor the size of the projects you're taking on will necessitate working on large contract sites consisting of many potential hazards. The risks attach not just to you and your employees but members of the public who may be present on the site from time to time. If a member of the public is harmed in any way or their property damaged in connection with your contract site and machinery/equipment kept on it, legal action could be brought against you. The cost of defending a claim made against you or paying out compensation to a plaintiff could be enormous – and having to pay for it out of your businesses finances could severely affect work on your contract. Public liability insurance is therefore an extremely good idea and can be built into your builders insurance through our site. You can fix this type of liability cover to the value of £1m, £2m or £5m - sums that mind sound huge but that accurately reflect the potentially bank-breaking cost of litigation nowadays.

If you employ staff it's legally compulsory for you to build employers liability insurance into your builders insurance policy. This is available to the value of £10m through our site and will protect you financially if an employee of yours sustains injury or becomes ill while at work.

Builders insurance quotes

To view our builders insurance quotes that reflect the size and importance of the projects you work on and gives you protection against the unavoidable risks of your profession, click on 'Get a quote'.